“款至”在商務語境中通常指 **“款項已收到”** 或 **“付款已到賬”**。
對應的英文翻譯可以是：

1. **Payment received**（最常用）
2. **Funds have arrived**
3. **We have received the payment**

如果需要更正式的表達，例如在郵件或通知中，可以說：
- **The payment has been credited to our account.**
- **We confirm receipt of your payment.**

您可以根據具體語境選擇合適的表達。